Latest articles and blogs
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Finland’s banking sector could withstand even a harsher recession than forecast
The capital position of Finland’s banking sector is expected to strengthen in the immediate years ahead, provided that interest rates and the economy develop in line with forecasts. In a very severe economic crisis, the capital position would weaken significantly but would still remain adequate.
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Large structural risks require banks to hold buffers for a rainy day
Based on a stress test conducted jointly by the Bank of Finland and the Financial supervisory Authority, Finnish banks are well placed to weather a serious crisis on the Nordic housing markets.
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Banks’ macroprudential buffer requirements lighter in Finland than in its peers
The macroprudential buffers that protect banks from financial crises are lighter in Finland than in comparable countries with similar structural vulnerabilities.
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New stress-testing framework to assess the capital adequacy of Finnish banks
The Bank of Finland and Financial Supervisory Authority’s new stress-testing framework can be used to assess the ability of Finnish banks to cope in severe domestic or Nordic economic crises.