Latest articles and blogs
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Mortgage borrowers have proved resilient against the interest rate risk of their loans
Finnish mortgage borrowers coped well with their loan servicing costs during the period of steep rises in interest rates. Borrowers should ensure they are prepared for various kinds of financial risks in the future too.
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Strong rise in interest rates puts strain on mortgage borrowers
Fewer new housing loans have been taken out with interest rate hedging. Hedging products are used least by the most highly indebted.
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Structural changes in banking have paved the way for shadow banks
The term ‘shadow bank’ often evokes negative connotations. However, the importance of shadow banks to the financial markets is increasing.